U.S. inflation for food at home may have peaked after crop prices fell for the first time in three years, the U.S. Department of Agriculture’s top economist said.
The Standard & Poor’s GSCI Agriculture Total Return (SPGCAGTR) Index of eight commodities dropped 16 percent last year, the biggest decline since 2008. Cocoa and sugar led the retreat for food items. Coffee, soybeans and wheat also declined. Read the rest of this entry »
Many payday lenders claim that they are not in the business of making loans and therefore none of the fees paid for their services are interest. Very few lenders, if any, advertise their Annual Percentage Rates or finance charges. Read the rest of this entry »
Using data provided by the North Carolina Commissioner of Banks, Michael Stegman and Robert Faris estimated that a 1 percent increase in the percentage of payday loan customers who borrow at least monthly raised the revenue of a typical payday loan outlet by $1,060.
Just as the data from active loans files at a point in time can understate the frequency with which a typical customer borrows over the course of a year due to the inclusion of many new customers Read the rest of this entry »
A wide variety of private educational loans are available to both students and parents. Many of the programs are designed for specific types of borrowers, and they comprise various loan terms and underwriting guidelines. Private loans are also unsubsidized and can be denied due to adverse credit. Read the rest of this entry »
A University Loan is a low-interest, subsidized loan to a student to assist with educational expenses. In order to receive a University Loan, a student must first apply for need-based financial aid and have eligibility, which is determined by the Office of University Financial Aid. Read the rest of this entry »
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